Life insurance can help provide for the people who depend on you financially, if you can't be there for them. The money can be used for final expenses, help to replace your lost income, cover debts, pay your mortgage, fund a child's education, and more. There are three types of life insurance:

• Term life insurance offers simple, affordable coverage for a set time period, typically 10 to 30 years.
• Permanent life insurance offers coverage for your lifetime with the potential to build equity in the form of cash value and options for more flexibility. We also use this product to pay down debt and set you and your family up for a brighter future. See Your Family Bank. 
• Final Expense offers simple underwriting with lower face amounts, typically purchased for burial costs and covering the final expenses of life.

Because we are independent agents, we can shop the market to find the best plan with the best company at the lowest rate. We are contracted with over 35 insurance carriers but we work for our clients to get the best value available.  

This is a general description of coverage. A complete statement of coverage is found only in your insurance policy.

For more details on coverage, costs, restrictions, and renewability; or to apply for coverage, contact us directly.

Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.